Reach more banks, more markets, and more customers through a single, seamless integration, designed to make global open banking payments for business easier.
Receive funds in your local currency, no matter where your customer pays from. No FX friction, no conversion losses.
Multi-currency and cross-currency payments, settled in over 60 countries in local currency.
Enable customers to pay directly from their local and trusted bank, creating an easy, high-conversion checkout experience.
No cards, no redirects, no waiting. Just a direct payment from your customer’s bank to yours.
Settled in seconds, in your local currency via our global Open Banking payments solution. Instant access to your funds, no funding gaps.
Money lands on central bank rails in seconds.
Lower than card costs, no scheme fees.
Funds the moment they land, no float periods.
No lost revenue, no operational overhead.
Most payment methods confirm a payment has started. PaidBy® confirms the money has arrived.
PaidBy® settles on central bank rails, and the transaction is final and irreversible, with no counterparty credit risk.
Funds land in your account in seconds with settlement certainty, not a promise that clears later.
Fast, direct, and completely in your control.
Trigger a refund from your merchant dashboard in seconds.
Refund the full transaction amount or a specific portion of it – whatever your business requires.
Whether you are moving high volumes or high values, PaidBy® is designed to perform where the stakes are highest.
High card fees replaced, no chargebacks.
Cross-border sales without card FX costs.
Instant settlements, regulated infrastructure.
Faster cashflow, no acquirer dependency.
Multi-currency inflows, local settlements.